Seven Money Saving Tips to Save for Travel

TravelTipsPlus.com is a proud supporter of the ANZ Bank’s ‘FebuSave’ campaign designed to assist women to save money during the month of February. FebuSave is a fabulous initiative considering the report results regarding women and their finances! It incorporates the internet and the power of social media, giving the program the ability to build a very supportive community for women to take ownership and responsibility for their financial well-being.

The research ANZ Bank undertook prior to the campaign found the following results:

• 58% of women have less than $5,000 in savings and 33% have less than $1,000.
• 56% of Australians do not save money on a regular basis.
• 52% of women claimed they know they should have a financial plan but keep putting it off.
• Only one in ten women are very confident in managing their investments, financial planning and superannuation,and
• Less than one third of women surveyed said they were very confident about managing everyday finances.

So come and join me and others this ‘FebuSave’ and register your support and pledge what you will go without in order to save some pennies during February. You can also join the FebuSave Facebook Fan Page.

Big Dreams, Warrant a Big Savings Plan

There will be things we all wish to achieve and purchase during our life-time. For me as a young women having finished three years of University, my desire was to travel. In less than 12 months, I put a plan in place to get myself overseas for a period of two and half years. Here are 7 budget tips for the young women wishing to do the same (the blokes can implement these principles also!):

1. Work a few extra hours wherever you can. That may mean taking a second part-time job and working after hours or on weekends.
2. Ensure you attract minimal fees with your banking institution.
3. Excess savings should be in an account earning higher interest.
4. Prior to purchasing items ask yourself “Do I really need this?”. You’ll be surprised how much you’ll save by not spending on purchasing items you can do without.
5. If you must purchase those ‘I can’t live without’ items, shop for the best value and this may not mean the ‘cheapest’!
6. Try to survive without a credit card and if you can’t, pay off the debt when it’s due and avoiding heavy interest charges.
7. The best tip and most obvious tip – don’t spend more than what you earn! You will ‘never’ get anywhere with your finances, let-alone that life experience of travelling abroad!

Have you undertaken overseas travel and what did it take to get you on that journey? What budgeting and savings tips can you share?

How Do You Get a Giraffe into a Canoe?

A free website can help holiday travellers answer their most pressing questions.

Litchfield, CT “How big is a canoe? Can I fit it in my hand luggage?”

Not a strange question to Luke Dudley, founder of LuggageLimits.com. In fact, there isn’t a luggage-related query that Dudley hasn’t heard or is hard-pressed to answer. However, travellers don’t need the Connecticut Algebra teacher close by when booking a flight, as the revolutionary free travel tool he designed provides answers to virtually any luggage question.

There are few things in life that are free and rarely does a tool so useful come without charge or a hidden catch, but that’s exactly what ‘Luggage Limits’ provides; a no cost travel implement that is breaking the mould for those weary of being a target for every increase from swelling fuel prices to hidden taxes.

Dudley, a seasoned globe trotter who relocated from leafy suburbs of England to Connecticut’s northwest corner with many stops along the way, recalls some of the luggage horrors he had.

“The changing scenery was beautiful and I loved waking up in a new country but the luggage was a different story,” he said. “When you relocate as much as I have, you soon look at your possessions in a new light, and I can’t remember how many times I’ve had to leave a bike or bulky items at the airport for kind friends to collect and forward to me.”

However, it was the students’ luggage at the boarding school where he teaches that highlighted a gap in the industry. The kids regularly needed to fly with sports or music equipment or just had lots of heavy bags and would often incur a fortune in baggage charges and the stress of last minute unpacking at the flight counter. He knew there was a better way.

This summer, the travel world watched with interest as he brought a truly innovative concept to reality. ‘Luggage Limits’ has made a fast track into the major players of travel with acknowledgments from Lonely Planet (the World’s largest travel guide book publisher) and it’s easy to see why. With no membership required, no fees and no hidden catch, ‘Luggage Limits’ offers essential travel information at your fingertips without having to wade through pages and pages of airline regulations.

‘Luggage Limits’ recently reached the milestone of featuring baggage information for 100 Airlines and is proving to be as essential to travellers as their toothbrush. With hundreds of web visitors each day, it is clear more and more people recognize that the start of every journey should begin with a trip to LuggageLimits.com.

Yet, the site is constantly evolving.

“As visitors to the site can attest, it continually adds information and includes more and more airlines,” said Dudley. “With the goal of having luggage details for every airline, it’s rapidly becoming a ‘one stop shop’ for all flight luggage information.”

So, do you know how to get a giraffe into a canoe? There is a website that knows.

Know your limits!

Watch out for typos on your GPS!

I have just read an amusing article about a middle-aged Swedish couple (I suspect they were not amused!) and by mistake they had entered Carpi as their travel destination rather than Capri into their GPS. Both destinations are in Italy but only some 650km apart. Carpi is centrally located and an industrial town whilst Capri is an Island off the beautiful Sorrento Peninsula – READ MORE

This is a lesson for all. Ensure you have entered your destination correctly and have a fair idea of where you are actually intending to go. Don’t be so reliant on technology, for the GPS cannot recognise typos. One last word, I could not think of anything more frustrating than arriving at the wrong destination. What would have made it worse for myself, is I would have endured hours listening to C-3PO giving the directions – yes, it’s not my GPS! Whilst driving, who gives you your GPS directions?

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Travel SMART – Set Goals and Plan

To achieve the travel you desire you must set yourself goals. The goals need to be achievable. A goal, in order to be effective and drive people towards it, should have the following characteristics. The goal should be Specific, Measurable, Action-oriented, Realistic, and Time-constrained. In other words, it must be a SMART goal.

Be a SMART Traveller

1. Specific

The travel goal(s) should be specific. Detail is what matters. Avoid generalisations; get to the point and crux of the matter. Specify your immediate travel desires. Then plan to go after it. For example, take that tropical island, dream destination holiday: “I have always wanted to…” seems a little general when compared with “I will travel, with my family to Fiji for a holiday of two weeks within the next six months”.

 2. Measurable

The SMART travel goal must be measurable. This goes along with being specific. A goal defined specifically might already be measurable. The above mentioned goal stated intention, involved parties, location, purpose and a timeframe – all measurable elements. A measurable travel goal, like going to Fiji, with a family of four, including two children under the age of five, within the next six months helps you identify, plan, execute and track more efficiently and increase your odds of actually making it there! Considering the logistics in this fashion, makes it that more realistic to enable your family to take the planned trip of a lifetime, as opposed to just dreaming about it!

3. Action-Oriented

A SMART goal must also be action oriented. It cannot merely be stated. You must relate the goal to doing something, to indicate what needs to be done. An action verb will indicate what needs to be accomplished. “I will travel” is a good example of an action statement, stated intent and implies preparation and planning, will and persistence.

4. Realistic

For any goal to be motivational and get you committed to reaching it, it must be realistic. When a goal is not realistic and the person does not really believe it can be reached, then the commitment is lacking and the effort will not be there to permit the goal to be realised.

Choosing realistic goals are based on your present status. What jumps to mind right away, is whether and how you can afford it and make it happen!

5. Time-Constrained

In order for a goal to move people towards it, it must be time-constrained. A timeline needs to be associated with it. It will entice people to move towards the goal. The timeline set, will be based on the goal itself and the present status. Six months is stated here as a realistic timeline, leaving enough time to save, plan, book and take your well-deserved holiday to Fiji, OR anywhere else YOU have chosen to go!

The acronym below summarises the advantages of planned, goal driven travel for your inference and reflection:

S – Smart, well informed and structured
M – Memorable, kilometers
A – Advantage
R – Rigorous and regular
T – Thorough